Credit Scoring Manager
Definition
A Credit Scoring Manager is an individual developing and / or managing models and tools for the assessment and management of retail (individual person) Credit Risk, also names Credit Score models.
Specializations
Credit scoring managers will typically have a specialization linked to the particular type of Credit Portfolio they work
- Retail models addressing individuals (physical persons as opposed to companies). A more specific term is Credit Scoring Modeller
- SME Lending addressing small and medium sized companies
Roles and Responsibilities
- Gathering Business Requirements around Credit Risk Models
- Credit Model Development
- Credit Model Validation
- Credit Model Deployment
- Credit Model Monitoring
Skills
Description of the abilities, proficiencies, know-hows, skills the a person must possess in order to carry out the risk management responsibilities
- Business Skills
- Technical Skills
- General Skills (Linguistic)
Seniority Level
Indication as to whether the function is formally segmented into seniority levels (e.g. junior, senior) that have material skill / experience requirements and are not simply organizational arrangements.
Experience
Experience denotes the intangible qualities acquired by a person in the process of having performed certain functions in the past
- Required experience in related business models
- General work experience
Education
Education denotes any formal and long duration training that is considered an important prerequisite for a role
- Educational level, e.g., university or college degree
- Subject matter of studies / Specialization
- Educational institution
Qualifications
Qualifications are formal certifications that a person fulfills some professional requirements
- Certifications
- Accreditations
- Admittance to professional societies etc.
Semantic Data
- The ESCO Code to which this job best corresponds to (as the most detailed leaf of the tree)
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