EBA NPL Template Graph

This is a visual representation of the EBA NPL Template, more specifically the key legal entities involved and their relationships. Use your browser's zoom-in / zoom-out function to see the entire picture.

EBA NPL Template Graph

<graphviz renderer="fdp" caption="EBA NPL Template Graph" format="png"> digraph G {

   fontname="sans-serif";
   penwidth="0.1";
       overlap=false;

"Counterparty Group" -> Portfolio; "Counterparty Group" -> Sponsor;

       "Counterparty Group" [shape=box, fontsize=14, color=yellow, style=filled];

Counterparty -> "Counterparty Group"; Counterparty -> "Insolvency Practitioner";

       Counterparty [shape=box, fontsize=18, color=yellow, style=filled];

Lease -> Counterparty;

       Lease [shape=box, fontsize=18, color=yellow, style=filled];

"External Collection" -> Counterparty; "External Collection" -> "Debt Collection Agent";

       "External Collection" [shape=box, fontsize=18, color=yellow, style=filled];

Forbearance -> Loan;

       Forbearance [shape=box, fontsize=18, color=yellow, style=filled];

"Historical Repayment Schedule" -> Loan;

       "Historical Repayment Schedule" [shape=box, fontsize=18, color=yellow, style=filled];

Loan -> Counterparty; Loan -> "Subsidy Provider";

       Loan [shape=box, fontsize=18, color=yellow, style=filled];

"Non-Property Collateral" -> Loan; "Non-Property Collateral" -> "Legal Owner"; "Non-Property Collateral" -> "Collateral Insurance Provider";

       "Non-Property Collateral" [shape=box, fontsize=18, color=yellow, style=filled];

"Property Collateral" -> Loan; "Property Collateral" -> "Legal Owner of the Property"; "Property Collateral" -> "Provider of Initial Valuation"; "Property Collateral" -> "Provider of Latest Valuation"; "Property Collateral" -> "Provider of Energy Performance Certificate"; "Property Collateral" -> "Higher Ranking Claimant";

       "Property Collateral" [shape=box, fontsize=18, color=yellow, style=filled];

Enforcement -> Loan; Enforcement -> "Name of Legal Firm"; Enforcement -> "Court Auction identifier"; Enforcement -> "Name of Receiver"; Enforcement -> "Insurance Provider";

       Enforcement [shape=box, fontsize=18, color=yellow, style=filled, target="https://www.openriskmanual.org/wiki/EBA_NPL_Enforcement_Table"];

Swap -> Loan;

       Swap [shape=box, fontsize=18, color=yellow, style=filled];
       {rank=same; Loan, Counterparty}

} </graphviz>